FINANCING
Third Party Financing
For clients with good credit and good credit history (Or apply with a co-signer) we recommend financing through a third party lender. Third party classic car lenders can provide clients with loans up to 60 months in some cases at different APR’s depending on credit. Here we have provided a few links to J.J. Best Banc & Co., LightStream, and USAA. If you are interested in financing with these lenders please contact us first about the vehicle you are applying for.
Your Own Bank
We're also very happy to work with any finance provided! Whether that be your own credit union or trusted bank. Just fill out the form down bellow and we'd be in contact with you!
COLLECTOR CAR LENDING
Whether this is your first experience in the classic car realm or you’re adding to your collection; CCL, providing classic car services, is the top pick for many clients looking for a hand to hold through their purchasing experience.
We are committed to delivering outstanding customer service. Our dedicated team is prepared and eager to assist you with any of your collector car needs, providing expert guidance every step of the way.
As you chase your dream car, let CCL make it a smooth reality. Navigating the unique aspects of financing, titling, and caring for a classic car is different from your everyday driver. At CCL, we're your go-to for all things collector cars, committed to making your entire journey enjoyable and stress-free
Light Steam
LightStream is more suitable for clients with excellent credit (700+) and excellent credit history. If you have a very good credit history and credit score, we suggest applying with LightStream.
An Unbeatable Rate: Borrowers with good to excellent credit deserve competitive interest rates. LightStream offers low, fixed rates starting at just 2.19%* APR with AutoPay on loan amounts ranging from $5,000 to $100,000.No Restrictions:You can use your LightStream loan to finance any classic car, from any seller, regardless of make, model, year, mileage and loan-to-value.Simple Either Way — Unsecured or Secured: When you have excellent credit, you have earned the right to borrow without having to have a lien on your vehicle. For those with good credit, LightStream may offer you a secured auto loan. Either loan solution, you’ll have a simple, streamlined loan process from start to finish, and exceptional customer service.Your Best Loan Experience Ever. Guaranteed:Our online loan application takes minutes, and you’ll hear back from us within minutes (during business hours). Approved applicants can often have money deposited into their bank accounts the same day they apply for the loan.† It’s a unique experience, backed by our exclusive $100 Loan Experience Guarantee.
J.J. BEST BANC & CO
J.J. Best Banc & Co has requirements of at least a 650 credit score, good credit history, minimum of 10% down payment, with terms up to 7 years.
“At J.J. Best Banc & Co., we have been in the classic car financing industry for decades, and over the years we have come to realize that people love classic cars for a variety of reasons. Whether you love the look of the exterior, interior, or are drawn to the performance aspects of a car, one thing remains constant: cars create memories for their owners and this is the real reason you are looking for classic car financing. So when you are looking for a reliable, solid relationship for your classic car financing needs, put your trust in the loans from the experts who know classic cars best.”
UPSTART
Simple, fast, fair personal loans
Personal loans through Upstart provide clear terms, quick funding, and a hassle-free online loan experience.
How much can I borrow?
You can get a personal loan from $1,000 to $50,000².
What are the terms for a personal loan?
Online loans through Upstart come in 3 or 5 year terms³, depending on your needs.
What are the rates?
Personal loan rates range from 3.09% - 35.99%³, and you’ll know what rate you qualify for during the application process.